New Credit Card Rules
NEW CREDIT CARD RULES New regulations that apply to credit cards and loans offered by federally regulated financial institutions are now in effect. The regulations enhance consumers’ access to clear information about key details of these financial products, such as interest rates, fees and penalty charges. They also strengthen consumers’ rights by limiting certain business […]
Pay At The Pump Consequences
Reverse The Bag Ban Coalition
A 15 year old tree yields 700 paper bags On Monday October 29th, the fight against the plastic bag ban was assembled at City Hall to announce that a coalition has been formed to challenge Toronto’s City Hall’s decision to ban plastic bags effective January 1, 2013. The ReverseTheBagBan.ca coalition is comprised of environmentalists, manufacturers, recyclers, […]
Provincial Regulations Prevent Federal Signage
The federal police in Canada, the RCMP, have and continue to spend considerable resources fighting the illegal trade of untaxed cigarettes. In their recent marketing initiative, the RCMP has created posters for stores, billboards, etc., that warn the Canadian public of the societal consequences of purchasing contraband tobacco. The Ontario government has regulations called the […]
Prepaid Credit Card Changes
The federal government introduced new regulations on October 24, 2012 on prepaid credit cards. In a largely unregulated market, the government is creating regulations that will not allow issuers of prepaid cards to impose expiry dates. New regulations will also require issuers to be up front about hidden fees and conditions. This small but growing […]
Help Us Cut Red Tape
The 2012 CCSA State of the Industry Report describes in detail the amount of regulations and policies that convenience store retailers face in their small business. Please read the following report that describes in detail the regulations across Canada and the cost to the small business owners. Click here to view the 2012 State Of […]
What Happens Next With Beer In Ontario
What happens next in Ontario with the Liberal leader resigning and forcing an election sooner than planned.
Paper Bags Cost More
Paper bags that will replace plastic t-shirt bags will cost substantially more to retailers. Some estimate that the current charge of 5 cents per bag will be increased to as high as 15 cents per bag. Retailers that have experimented with paper bags made from recycled fibres had to discontinue their use because of paper […]
Credit Card Fees
Update on credit card fees.
Beer Stores Cannot Sell Convenience Items
One of the many challenges facing the OCSA this year has been members complaining about local beer stores selling convenience items. The attached government document clearly describes the items that can be sold in beer stores. As you may know, beer stores have the exclusive right to sell beer in the province of Ontario and […]